Insights
Behind all great advice is in-depth knowledge. Here’s everything you need to know about pensions, property, government fiscal policy and the state of the UK economy. We’ll explain what it all means for you and finances.
Is your pension fit for purpose?
Pension Awareness Week (15–19 Sept) is here – the ideal time to review your retirement plans. With rising costs and new rules ahead, make sure your pension is still working for you.
‘Squeezed middle’ falling into ‘protection gap’
Many people in their 30s and 40s lack sufficient life cover, despite major financial responsibilities. With the right advice, protection is achievable, and essential, to ensure your loved ones are financially secure if the unexpected happens.
Who will inherit your pension?
Failing to update your pension beneficiary could mean your money goes to the wrong person – some people even have an ex-partner listed. Regularly review your nominations to make sure they reflect your current wishes and protect those who matter most.
Mortgage overpayments: small sums add up
Overpaying your mortgage, even by small amounts, could save you thousands and cut years off your loan. Thousands of homeowners could be tapping into these benefits, but a third of the people not making overpayments say they are being held back by a lack of understanding.
An introduction to end of tax year planning
As the end of the tax year approaches, now is the perfect time to ensure you have your financial affairs in order and to double check you’ve taken advantage of all the tax-efficient allowances available to you.
An Introduction to Retirement Planning
Retirement planning involves visualising your key goals for your retirement years and setting up a plan to help you achieve those goals through financial planning.
