Insights

Behind all great advice is in-depth knowledge. Here’s everything you need to know about pensions, property, government fiscal policy and the state of the UK economy. We’ll explain what it all means for you and finances.  

Is ‘financial independence’ a better option than retirement?

Retirement today is about freedom, not finality. Financial independence gives you control over when, and if you work. By planning smart and investing well, you create the flexibility to enjoy life on your own terms. 

A closer look at the ‘nearshoring’ trend

Nearshoring reflects a move away from ‘just-in-time’ efficiency towards ‘just-in-case’ preparedness. The need for supply chain stability and faster turnaround times is encouraging businesses to bring their operations closer to the markets they serve. ‘Trump Tariffs’ have underlined the need for companies to explore their options. 

Gen X stash the cash

Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future. 

Commercial Property Market Review – September 2025

The commercial property market saw lower turnover but bigger deal sizes in early 2025. Outlook for H2 is strong with potential rate cuts boosting investor confidence, though London’s construction pipeline faces challenges despite some support from government-backed projects. 

Is your pension fit for purpose?

Pension Awareness Week (15–19 Sept) is here – the ideal time to review your retirement plans. With rising costs and new rules ahead, make sure your pension is still working for you.

‘Squeezed middle’ falling into ‘protection gap’

Many people in their 30s and 40s lack sufficient life cover, despite major financial responsibilities. With the right advice, protection is achievable, and essential, to ensure your loved ones are financially secure if the unexpected happens. 

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