We are here to help you explore your options with clarity and confidence.
Listening to you
Later life lending allows you to unlock some of the value in your home without needing to move. Perhaps you want to supplement your retirement income, fund home improvements, or support loved ones financially. We’ll take the time to understand your goals and introduce you to our specialist team at Futura7, who are part of Futura Wealth Management. They can guide you through the available options.
Considering your next step
There are two main ways of releasing funds from your home: lifetime mortgages and home reversion plans. Alternatively, retirement-interest only mortgages (RIOs) may suit those over 55 wanting to borrow against the value of their home’s value. Each route has its benefits and drawbacks. Our specialist team at Futura7 can talk you through the pros and cons, so you can make an informed decision that aligns with your goals.
Understanding the impact
It is important to consider how later life lending could affect your estate, entitlement to certain benefits, and ability to move home in the future. Our specialist team offer a balanced view so there are no surprises later down the line.
The importance of advice
Later life lending is a big decision. That’s why we work closely with our colleagues at Futura7, whose advisers can help you find a solution that supports your lifestyle, not just today, but in the years to come. Our shared goal is to help you make the choice that’s right for you.
Lending advice is provided by Futura7, which is part of Futura Wealth Management. We will seek your consent prior to any introduction to another business.
